MyRetireDate
Calculate my date

Calculate your retirement date

Answer a few questions and watch your estimated retirement age update instantly, using the 4% safe withdrawal rule.

Enter every figure before taxes, in today's dollars. This estimate doesn't model taxes, inflation or Social Security.

These are example numbers — replace them with your own.

The combined balance of every account you're saving for retirement in — 401(k), IRA, brokerage. Enter the full balance before taxes.
$
What you put into retirement accounts each month, including any employer match — not your general monthly savings. Enter the pre-tax amount.
$
The average yearly growth rate of your investments. Stocks have historically averaged around 7–10% per year, though actual returns vary year to year.
%
What you'll want to live on for a full year in retirement — a yearly figure, not monthly. Enter it before taxes, in today's dollars.
$

You could retire at age 64.

That's about 34 years from today, based on the 4% safe withdrawal rule.

How did we calculate this?

What you'll have

$1M

What you'll need

$1M

You're projected to clear the 4% rule's threshold at your retirement age.

This is a realistic, achievable path to retirement — nothing flashy needed to get there.

Retirement runway

30364147535864Age 30 (today)Age 64

Projected balance over time

Unlock the full year-by-year projection, "what if" scenarios, and a downloadable PDF report.